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Personal Loans vs Bridge Loans


Understanding the Difference

There’s often confusion around the difference between bridging finance and a personal loan. Let's clear that up. What is a Personal Loan? A personal loan is when you need money for something personal, and you’re borrowing it from someone with the understanding that you’ll pay it back at a later time. There’s no guarantee of a specific repayment source, and it’s generally a request for assistance to meet an immediate need, like borrowing R5,000 to be repaid in two months. Personal loans are unsecured and rely on your trustworthiness to repay.

 

What is Bridging Finance? Bridging finance, on the other hand, is a specialized loan designed for property transactions. When a property is sold, the funds from that sale will be available after a certain period. Bridging finance allows you to access some of that money ahead of time to meet immediate financial needs. You know the funds are coming through the sale, but you just need them sooner. It's a short-term solution, and it’s specifically tied to property transactions. 

Why We Don’t Do Personal Loans? At our firm, we specialize in bridging finance, not personal loans. If you're looking for a personal loan, we can refer you to someone who can help. But if you need a bridge loan for a property sale, we’re the ones to talk to. THEY CHARGE YOU LIKE A BANK. WE HELP YOU LIKE FAMILY.



No Hidden Fees, Just Results With no additional costs or hidden fees, what you see is what you get. Our straightforward process ensures your experience is easy, with clear pricing from start to finish. Ready to Fund Your Future Today? Whether you’re an agent awaiting commission or a seller ready to move forward, we’re here to get you your money quickly and efficiently!

 

WhatsApp us on - 082 956 9696

 

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Email us at: info@EmpowerFunding.co.za Thank you, and enjoy the video below.

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